Edward Casey of Houston, Texas advises that for safety and proper guarding of once property then an investor ought to take an insurance cover that is wholesome. This also applies for persons who own homes. The various risks covered by an insurance cover include; risk of fire, burglary and natural disasters for example earthquakes. Another important insurance is the homeowners insurance which protects a homeowner from costs when a person injures themselves in their homes. More advise on this is offered in www.house911.com.